Privacy Policy

Effective date: August 16, 2026

1. Introduction / Overview

MoneyCalcPlus (“we”, “us”, or “our”) operates the website moneycalcplus.com (the “Site”). This Privacy Policy explains how we collect, use, disclose, and protect information about you when you access or use our financial tools and calculators (including EMI and loan calculators), content, and any other services provided through the Site.

By using the Site, you agree to the collection and use of information in accordance with this Privacy Policy. If you do not agree with this Policy, please do not use the Site.

2. Information We Collect

We aim to collect only the information needed to provide and improve our services. The types of information we may collect include:

Personal information you provide
When you contact us (for example, via contact forms or email), subscribe to any updates, or otherwise choose to interact with us, you may provide personal information such as your name, email address, and any other details you include in your message. We do not collect sensitive financial data (such as bank account numbers, credit card numbers, or government identification numbers) through our calculators. Any loan, EMI, or other financial values you enter into our tools are processed only to generate results and are not associated with your identity on our systems.

Usage data
When you visit the Site, we may automatically collect information about your device and how you interact with the Site. This may include your IP address, browser type and version, operating system, device identifiers, referral URLs, the pages you visit, the time and date of your visit, the time spent on pages, and other diagnostic or analytical data. This information helps us understand how our tools are used and improve their performance and reliability.

Cookies and similar technologies
We use cookies and similar tracking technologies (such as pixels, tags, or local storage) to collect information about your use of the Site. Cookies are small data files stored on your device that help the Site remember your preferences, understand how you use our tools, and support features such as ad delivery and analytics. For more details, see the “Cookies and Tracking Technologies” section below.

3. How We Use Your Information

We use the information we collect for the following purposes:

• To provide and maintain the Site — including operating, troubleshooting, and securing our calculators, tools, and pages.
• To improve our tools and user experience — by analyzing how visitors use the Site so we can understand which features are most useful and make informed decisions about improvements and new features.
• To communicate with you — including responding to your questions, feedback, or requests when you contact us.
• To personalize content and advertising — including delivering and measuring ads served through third-party advertising partners such as WordAds and Google AdSense.
• To maintain the security and integrity of the Site — including detecting, preventing, and addressing technical issues, misuse, or security incidents.
• To comply with legal obligations — where necessary to comply with applicable laws, regulations, or lawful requests.

We do not sell your personal information.

4. Cookies and Tracking Technologies

Cookies are small text files that are placed on your device when you visit a website. We use both first-party and third-party cookies and similar technologies to:

• Remember your preferences and settings.
• Understand how you navigate and interact with the Site.
• Measure traffic, performance, and usage patterns.
• Deliver, tailor, and measure advertisements.

You can control cookies through your browser settings. Most browsers allow you to block, delete, or receive alerts about cookies. Please note that if you disable certain cookies, some features of the Site may not function properly.

Some third parties that provide services to us (such as advertising and analytics providers) may also set their own cookies or use similar technologies to collect information about your online activities over time and across different websites and services. These technologies are subject to the third parties’ own privacy policies.

5. WordAds Advertising

The Site uses WordAds, an advertising service provided by Automattic, the company behind WordPress.com, to display advertisements. WordAds and its partners may use cookies and similar technologies to collect information about your visits to this and other websites in order to provide relevant ads and to measure the effectiveness of those ads.

The information collected by WordAds may include your IP address, browser type, browser language, device information, referring and exit URLs, date and time of visits, and cookie data. This information may be used to:

• Serve ads that are more relevant to your interests.
• Limit the number of times you see a particular ad.
• Measure and analyze the performance of ad campaigns.

For more information about how WordAds and Automattic collect and process data, and about your choices, please review the WordAds Privacy Policy and Automattic’s Privacy Policy.

6. Google AdSense Advertising

The Site uses Google AdSense, an advertising service provided by Google LLC (“Google”), to display ads. Google uses cookies and similar technologies, including the DoubleClick cookie, to serve ads based on your prior visits to this Site and other websites. These technologies help Google and its partners display personalized ads to you and measure the effectiveness of those ads.

Google’s use of advertising cookies enables it and its partners to serve ads based on your visits to our Site and/or other sites on the Internet. You can opt out of personalized advertising by visiting Google’s Ads Settings. You can also learn more about how Google uses data by reviewing Google’s Privacy Policy.

For users in the European Economic Area (EEA) and other applicable regions, we aim to comply with Google’s EU User Consent Policy. Where required by law, we will obtain your consent before using cookies or other local storage, or before collecting or using personal data for personalized ads. You may withdraw or change your consent at any time through the consent tools (where available) or your browser settings.

7. Third-Party Services and Links

We may use third-party service providers to help operate, secure, and improve the Site. These service providers may collect information sent by your browser as part of a web page request, such as cookies or your IP address, and may process your data in accordance with their own privacy policies.

The Site may also contain links to third-party websites, services, or content that are not operated or controlled by us. If you click on a third-party link, you will be directed to that third party’s site. We are not responsible for the privacy practices or the content of these external sites, and this Privacy Policy does not apply to them. We encourage you to review the privacy policies of any third-party sites or services you visit.

8. Data Security

We take reasonable technical and organizational measures designed to protect the information we collect against accidental or unlawful destruction, loss, alteration, unauthorized disclosure, or unauthorized access. These measures include using reputable hosting providers and maintaining appropriate access controls.

However, no method of transmission over the internet or method of electronic storage is completely secure. While we strive to use commercially acceptable means to protect your information, we cannot guarantee its absolute security.

9. Children’s Privacy

The Site is not directed to or intended for children under the age of 13, and we do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us using the details below. If we become aware that we have collected personal information from a child under 13 without verifiable parental consent, we will take steps to delete that information as soon as reasonably practicable.

10. Your Rights (Including GDPR and CCPA)

Depending on your location and applicable law, you may have certain rights in relation to your personal information. These may include:

• The right to request access to the personal information we hold about you.
• The right to request correction of inaccurate or incomplete information.
• The right to request deletion of your personal information, subject to legal obligations we may have to retain certain data.
• The right to object to or restrict certain types of processing, including where we rely on legitimate interests.
• The right to withdraw consent where our processing is based on your consent.
• The right to data portability (in certain jurisdictions), allowing you to obtain a copy of your personal information in a structured, commonly used, and machine-readable format.

If you are located in the European Economic Area, the United Kingdom, or another region with similar data protection laws (such as the GDPR), you may also have the right to lodge a complaint with your local data protection authority if you believe we have not handled your personal information in accordance with applicable law.

If you are a resident of California, you may have additional rights under the California Consumer Privacy Act (CCPA) and related laws, such as the right to know about the categories and specific pieces of personal information we collect, use, disclose, and, if applicable, sell; the right to request deletion of your personal information; and the right to opt out of the “sale” or “sharing” of your personal information as defined under California law. We do not sell your personal information in the traditional sense. To the extent our use of advertising cookies is interpreted as a “sale” or “sharing” under California law, you may have the right to limit or opt out of such uses through applicable consent tools or browser settings.

To exercise any of these rights, please contact us using the details in the “Contact Us” section below. We may need to verify your identity before responding to your request.

11. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technologies, legal requirements, or for other operational reasons. When we make material changes, we will update the “Effective date” at the top of this page and may provide additional notice as required by law. We encourage you to review this Privacy Policy periodically to stay informed about how we handle your information.

12. Contact Us

If you have any questions about this Privacy Policy, our data practices, or your rights, you can contact us at:

Please visit our Contact Us page.